Commercial Credit Report

Commercial Credit Report is record of legal entity’s credit payment history consolidated from banks and financial institutions.

As the companies is growing, more or less they need the fund to expand their business. One source of the fund is the commercial loans  from the banks. During the loan assessment process, the banks will review the commercial credit of the company applying for commercial loan in CBC’s platform to understand about the creditworthiness and credit history of the company.

Benefits to Legal Entities:

  • Understanding about the self-entity’s total credits/loans and recorded payment history
  • Getting ready when there is a need for a new loan
  • Being able to validate and/or to request for correction of information in the credit report

Benefits to Lenders:

  • Understanding the creditworthiness and payment history of legal entity when applying for loan
  • More reliable decision making by reducing credit risks and fastening loan approval process
  • Avoiding the aggregation of unqualified multiple loans across financial institutions

 What information available in Commercial Credit Report?

  • Company Profile: General information of legal entity, including company name, registration number, incorporation date and address.
  • Credit Summary: Summary of credit enquiries, number of primary accounts, aggregated credit limits, and liabilities; as well, accounts guaranteed by the entity.
  • Previous Enquiries: List of lenders made credit enquiries on the legal entity.
  • Account Details: Details of each commercial loan account of the legal entity.
  • Shareholder Information: Information of the shareholder, including percentage of share, appointment date, address and so forth.

More information about commercial credit report, Click HERE to download the sample credit report .

To download the brochure, click HERE.

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