Accessing to individual credit report and K-Score to assess the creditworthiness of customer is widely used in the market. As a result, the financial institutions can lend responsibly to its client. The key challenges are how financial institutions can monitor their own customer effectively after the loan disbursement.
To overcome this main challenges and to fulfill the gap, CBC introduced Portfolio Monitoring Service, an on-time monitoring alert enabled financial institutions to monitor their existing customers base on selective criteria. The service includes 13 main triggers as follow:
Commercial Credit Report is record of legal entity’s credit payment history consolidated from banks and financial institutions.
The K-Score is a report that summarizes all the information from the credit report into a single score.
The credit report is a report of your credit payment history from financial institutions.
The Data Analytics Report (DAR) is a business intelligent analytics suite enabling all members to view their performance compared to the industry.
The portfolio review service is an offline solution enabling members to review credit reports for their entire customer base and thus ascertain their...
Customized solutions are analytical solutions tailored to the customer’s requirements and needs.