Consumer Credit Index

The consumer credit index is a report that shows consumer credit applications, performance and credit quality. The report identifies an intention of a consumer to acquire credit in the form of personal finance, credit card, or mortgage. Then it moves to the consumer credit performance report which shows the details of the actual situation of the consumer loan as of the reporting quarter. Finally, the report appears with a consumer credit quality rating which measures a client’s behavior by using the ratio of 30 days plus past due. This conclusion report presents the performance of a loan within the reporting quarter.